Who It's For Features Bank Recon AI Copilot Pricing FAQ
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✦ AI Finance OS for Service Businesses

Stop managing business
finance on Excel,
WhatsApp and memory.

MoneyGence helps service businesses manage clients, vendors, invoices, payments, approvals, bank reconciliation and AI-powered cashflow insights from one workspace.

Start Free Forever 📅 Book 20-Min Demo

Free forever for up to 2 clients  ·  No credit card required  ·  Upgrade as you grow

GST Ready Bank Reconciliation AI Copilot Free Forever Plan
✅
Invoice Paid
₹4,53,000 — Utkarsh Bank
⚠️
12 Overdue Invoices
₹8.2L blocked
💸
Payroll Processed
₹18.4L · 24 employees
app.moneygence.com/dashboard
LIVE
Total Revenue
₹0
▲ 18.4% vs last year
Total Expenses
₹4.2 Cr
▼ 3.1% managed
Active Clients
125
+2 this month
Active Vendors
850
98% GST verified
⚡ Live Transactions
LIVE
The Problem

Sound familiar?

📊
Finance lives in Excel
Multiple spreadsheets, version conflicts, manual updates and formulas that break the moment a cell is touched. Your finance data is always stale.
💬
Approvals happen on WhatsApp
Vendor PIs shared over chat. Payment confirmations in message threads. No audit trail, no accountability, no structured approval workflow.
🧠
Cashflow lives in memory
You know which client owes you, which vendor needs payment, which invoice is overdue, because you remember it. Until you don't.
⚠️
Missed follow-ups cost lakhs
Overdue invoices sit unnoticed. Vendors charge interest on late POs. One missed renewal damages a client relationship you spent months building.
🧾
GST and CA work is manual
Every quarter you scramble to pull invoices, match bank entries, calculate GST liability and hand-compile data for your CA. Hours every month, every quarter.
There is a better way.
One workspace for every client, vendor, invoice, payment, approval and cashflow alert.
Start Free Forever
Who It's For

Built for service businesses,
founder-led companies
and finance teams.

Not only agencies. Not generic ERP. MoneyGence is for businesses where clients, vendors, invoices, approvals and cashflow move every day.

Marketing Agencies Production Houses Consulting Firms IT Services Event Companies Design Studios Professional Services SMEs Law Firms Architecture Firms Founder-Led Companies and many more ›

Free forever for up to 2 clients. No credit card required.

Start Free Forever
Marketing Agencies
Production Houses
IT Enterprises
FMCG Companies
Manufacturing Firms
Consulting Groups
Fintech Startups
Media Companies
Retail Chains
Healthcare Groups
Real Estate Firms
EdTech Platforms
Marketing Agencies
Production Houses
IT Enterprises
FMCG Companies
Manufacturing Firms
Consulting Groups
Fintech Startups
Media Companies
Retail Chains
Healthcare Groups
Real Estate Firms
EdTech Platforms
Product Tour

Watch MoneyGence
In Action

From GST invoicing to bank reconciliation. Explore every feature of the platform live. Click any tab or let it auto-play.

app.moneygence.com/dashboard
LIVE
Monthly Revenue
₹29.3L
▲ 23.4% vs last month
Active Clients
10
+2 onboarded this month
Open Invoices
138
12 overdue · ₹8.2L
GST Compliance
98%
Auto-filed via GSP
Revenue — FY 2025–26 (₹ in Lakhs)
Apr Jun Sep Dec Mar
Recent Transactions
Enrich Data Services₹8,26,000Paid
Utkarsh Small Finance₹4,53,000Paid
VIP Industries Ltd₹3,71,700Pending
Kaizzen PR Services₹2,50,000Overdue
Create GST Invoice
GPPL/2026-27/044
Bill To (Client)
Enrich Data Services Pvt Ltd
Invoice Date
01 Jun 2026
Service
Data Analytics & Reporting
Amount (₹)
7,00,000
GST Breakdown
Base Amount₹7,00,000
CGST @ 9%₹63,000
SGST @ 9%₹63,000
Total Payable₹8,26,000
E-Invoice Status
IRN Generated✓ Active
QR Code Embedded✓ Done
E-Way BillGenerating…
Export Options
📄Download PDFREADY
📧Send via Email
📋Share Link
Vendor Management
🔍 Search vendors…
+ Add Vendor
150
Total Vendors
142
GST Verified
₹12.4L
Pending Payments
Vendor NameGST NumberCategoryDue AmountStatusLast Payment
Sharma Infra Pvt Ltd27AABCS1234A1Z5Construction₹3,40,000Pending12 Apr 2026
TechSupply Co.07AAACT5678B1Z2IT Equipment₹0Paid28 May 2026
Mehta Logistics29AABCM9876C1Z1Logistics₹1,20,000Pending05 May 2026
CloudWorks India19AACCW4321D1Z8Cloud Services₹0Paid01 Jun 2026
Rajesh Printers06AAARP6543E1Z3Printing₹78,000Overdue15 Mar 2026
Bank Reconciliation
📄
HDFC_May2026_Statement.pdf
142 transactions · 2.3 MB
✓ Processed by AI
142
Total
118
Matched
24
Unmatched
Match Rate83.1%
Transaction Match Results
DateDescriptionAmountStatus
01 MayNEFT – DJT Fashion₹2,06,500✓ Matched
03 MayUPI – Unknown Ref₹45,000No Match
07 MayIMPS – Enrich Data₹8,23,800Δ ₹2,200
10 MayNEFT – Kaizzen PR₹2,50,000✓ Matched
15 MayRTGS – VIP Industries₹3,71,700✓ Matched
🤖 AI Finance Copilot
🤖
MoneyGence AI
● Analyzing your data
Which vendors have pending payments over ₹1 lakh?
🤖
Found 3 vendors with pending payments over ₹1L:

Sharma Infra₹3,40,000
Mehta Logistics₹1,20,000
Rajesh Printers₹78,000
Ask anything about your finances…
Send →
Try These Queries
Show cash flow forecast Overdue invoices Generate GST report Q1 P&L summary
AI Insights — Live
Overdue amount₹8.2L → 12 invoices
Savings identified₹1.2L/month
Top revenue clientEnrich Data · ₹8.26L
GST due in3 days — ₹63,400
Finance Command Center

Your Entire Finance Stack
In One Dashboard

Everything service businesses and founder-led teams need: clients, vendors, invoices, payments, approvals and cashflow, from one centralised finance dashboard.

app.moneygence.com/dashboard — Finance Operations
LIVE
📊 Dashboard
👥 Clients
🏢 Vendors
📄 Invoices
👨‍💼 Employees
📋 Contracts
📈 Reports
🤖 AI Insights
🏦 Bank Recon
💸 Reimbursements
📊 Balance Sheet
MRR
₹0L
▲ 23.4%
Clients
0
+2 new
Invoices
0
12 pending
Open POs
0
3 overdue
Monthly Revenue (₹L) — FY 2025–26
AprJunSepDecMar
Expense Split
65%
Salary 65%
Vendors 18%
Others 17%
ClientInvoiceAmountStatus
Enrich Data ServicesINV-044₹8,26,000Paid
Utkarsh Small FinanceINV-031₹4,53,000Paid
VIP Industries LtdINV-029₹3,71,700Pending
Kaizzen PR ServicesINV-018₹2,50,000Overdue
Everything You Need

Built for Every Layer of
Indian Finance Operations

📄
GST Invoice Automation
Generate IRN, e-Way Bills, and PDF invoices in one click. Fully compliant with Masters India GSP.
GPPL/2026-27/028 ✓ IRN Generated
CGST 9% SGST 9% EWB Active
🏢
Vendor Management
Onboard vendors, track purchase orders, manage payments, and verify GST compliance automatically.
VENDOR PIPELINE
Verified Vendors142 / 150
Pending Payments₹12.4L
This Month POs38
👥
Client Management
Track wallet share, upsell opportunities, contracts, and revenue across all client relationships.
₹29.3L
MRR
94%
Collection Rate
📋
Contract & Renewals
Never miss a renewal. Track active contracts, expiry dates, auto-reminders, and e-sign status.
8 Active Contracts✓ Signed
2 Expiring Soon18 days
3 Pending Signature
👨‍💼
Employee & Payroll
Manage payroll, generate salary slips, track reimbursements, and handle HR operations end-to-end.
May 2026 Payroll ✓ Processed
88% slips generated
🤖
AI Finance Copilot
Ask anything about your finances in plain English. Get instant reports, forecasts, and actionable insights.
"Show overdue invoices with payment risk"
AI: Found 12 overdue invoices. Total blocked: ₹8.2L. 3 high-risk clients.
How It Works

From setup to full control
in six simple steps

Set up in minutes. Replace Excel, WhatsApp and memory in days.

01
🔗

Connect

Add your clients, vendors and team members. Link bank accounts and GST credentials. Ready in under 10 minutes.

✓ Clients & vendors ✓ Team roles & access ✓ Bank & GST accounts
02
📂

Upload

Drop invoices, purchase orders and bank statements. AI reads every document automatically, no manual entry needed.

✓ GST invoices & POs ✓ Bank PDF & CSV ✓ Vendor bills & receipts
03
📊

Track

Every invoice, payment, approval and vendor transaction visible in one live dashboard. No more WhatsApp pinging.

✓ Invoice & payment status ✓ Approval workflows ✓ Vendor payment tracking
04
🏦

Reconcile

AI matches every bank entry to your GST invoices. Mismatches flagged instantly. CA-ready output in one click.

✓ Auto bank reconciliation ✓ Mismatch detection ✓ CA-ready reconciliation
05
🤖

Analyse

AI surfaces overdue invoices, high-risk clients, cashflow gaps and follow-up priorities before they become problems.

✓ AI risk alerts ✓ Cashflow intelligence ✓ Auto follow-up reminders
06
📋

Report

Generate profit & loss, balance sheet and GST reports instantly. Share with your CA or download as PDF.

✓ Profit & Loss statement ✓ Balance sheet ✓ GST-ready exports
Start Free, Set Up in 10 Minutes
Bank Reconciliation

Upload Once.
Reconcile Everything.

Drop your bank PDF and MoneyGence AI reads every transaction, cross-checks it against your GST invoices, and highlights every mismatch automatically.

1
Upload Bank Statement PDF
Supports HDFC, ICICI, SBI, Axis, Kotak and any other bank. Also accepts CSV and Excel.
2
AI Extracts All Transactions
Automatically reads dates, amounts, descriptions and maps columns regardless of bank format.
3
Matches Against Invoices
Each credit matched to a GST invoice by amount and date. Discrepancies flagged instantly.
✓
Reconciliation Complete
Download a CA-ready PDF report with all matched, unmatched, and discrepancy rows.
HDFC_May2026_Statement.pdf
✓ Processed
142
Total
118
Matched
24
Unmatched
Match Rate83.1%
DateDescriptionAmountStatus
01 May NEFT – DJT Fashion ₹2,06,500 ✓ Matched
03 May UPI – Unknown ₹45,000 ⚠ No Match
07 May Enrich Data ₹8,23,800 Δ ₹2,200
10 May Kaizzen PR ₹2,50,000 ✓ Matched
📊 Balance Sheet — FY 2025–26
Full Year
Q1
Q2
Q3
Q4
Q1 Apr–Jun
₹78.4L
–₹48.2L
+₹30.2L
Q2 Jul–Sep
₹86.1L
–₹51.4L
+₹34.7L
Q3 Oct–Dec
₹92.7L
–₹54.8L
+₹37.9L
Q4 Jan–Mar
₹94.9L
–₹55.3L
+₹39.6L
Full Year P&L Breakdown
Revenue
₹3.52 Cr
Expenses
₹2.09 Cr
Net Profit
₹1.42 Cr
GST Collected
₹63.4L
Net Profit Margin
40.3%
Balance Sheet

Quarterly & Yearly
P&L at a Glance

Auto-generate your complete Profit & Loss statement and Balance Sheet for any quarter or full financial year, directly from your GST invoices and vendor expenses.

📈
Quarterly P&L Reports
View revenue, expenses, and net profit for Q1–Q4 of each Indian financial year (Apr–Mar).
🧾
GST Position Tracking
Track GST collected vs ITC claimed to know your exact GST payable every quarter.
🏆
Top Client Revenue Analysis
See which clients drive the most revenue and where your margin is highest.
📥
CA-Ready Export
Download balance sheet as CSV or PDF, ready to hand over to your Chartered Accountant.
Financial Analytics

Every Number.
Every Trend. Live.

Revenue vs Expenses — FY 2025–26
₹3.52 Cr total revenue · ₹2.09 Cr expenses · 40.3% margin
Revenue
Expenses
Cash Flow Position
Operating surplus
Inflow₹3.52 Cr
Outflow₹2.09 Cr
Net Surplus₹1.42 Cr
40.3%
Net Profit Margin
GST Compliance
Auto-filed invoices
98%
Invoice Collection Rate
Paid vs total billed
94%
Vendor GST Verified
Of total vendor base
142/150
🤖
AI Finance Copilot

Ask Your Finances
Anything

Natural language queries. Instant charts. Actionable intelligence. Your CFO-level analyst, available 24/7.

🤖
MoneyGence AI
● Online — analyzing your data
Show overdue invoices with payment risk
🤖
Found 12 overdue invoices with total blocked amount of ₹8.2 Lakhs.

High Risk: 3 clients with 60+ days overdue
Medium Risk: 5 clients with 30–60 days
Low Risk: 4 clients with <30 days
RISK BREAKDOWN
High Risk
₹4.2L
Med Risk
₹2.8L
Low Risk
₹1.2L
Ask anything about your finances…
Security & Data Protection

Your financial data is
protected at every layer

Bank-grade security built for service businesses handling client billing, vendor payments and sensitive financial records.

🔐
AES-256 Encryption
All data encrypted at rest and in transit with military-grade AES-256 encryption.
🛡️
GST Compliance
Fully compliant with GSTN and Masters India GSP guidelines for e-invoicing.
📋
Full Audit Logs
Every action logged with timestamp, user ID, and IP. Complete trail for compliance.
👤
Role-Based Access
Granular permissions: Admin, Manager, Vendor, Employee roles with custom access.
☁️
Cloud Backup
Automated daily backups with 99.9% uptime SLA and instant disaster recovery.
🔑
2FA & SSO Ready
Two-factor authentication and enterprise SSO support for your entire team.
ROI Calculator

See Your Savings in 30 Seconds

Number of Clients
25 clients
Monthly Invoices
80 invoices/month
Number of Vendors
40 vendors
Your Estimated Monthly Savings
⏱ Hours Saved120 hrs/mo
💰 Cost Reduction₹48,000/mo
⚡ Automation Rate78%
📈 Annual ROI840%
Start Free Forever, No Credit Card
Built From Real Chaos

Built from real
service-business finance chaos.

MoneyGence is built for teams where client billing, vendor PIs, GST invoices, approvals, reimbursements and payment follow-ups move across multiple people every month.

The Excel problem
Finance teams spending 3–5 days every month reconciling invoices, chasing payments and updating spreadsheets that go out of sync the moment they are saved.
MoneyGence replaces scattered Excel files with one live dashboard
The WhatsApp problem
Approvals happening in WhatsApp groups. Vendor PIs shared over chat. Payment confirmations buried in threads. No audit trail. No accountability. No visibility.
MoneyGence brings approvals and vendor tracking into a structured workflow
The memory problem
Founders and finance managers carrying client payment status, overdue invoices and vendor balances in their heads. One missed follow-up costs lakhs. One forgotten renewal damages client trust.
MoneyGence alerts you before things go wrong. Not after.
Start Free Forever · 2 Clients, No Card
Simple Pricing

Start free. Upgrade as
your business grows.

Use MoneyGence free forever for up to 2 clients. Upgrade when your team needs more clients, workflows, dashboards and finance control.

Free Forever
₹0Free forever
Up to 2 clients. No credit card. Start today.
✓
Up to 2 clients
✓
Vendor tracking
✓
Invoice tracking
✓
Receivables / payables view
✓
Basic dashboard
✓
Basic reminders
Start Free Forever
Starter
₹1,999/ month
For small service businesses stepping up from free.
✓
Up to 5 clients
✓
Everything in Free
✓
GST invoice tracking
✓
Payment follow-up tracker
✓
Basic reports
✓
Team access
Get Starter Plan
✦ Most Popular
Growth
₹4,999/ month
For growing businesses that need full financial control.
✓
Up to 15 clients
✓
Vendor PI tracking
✓
PO management
✓
Approval workflows
✓
Bank reconciliation
✓
Role-based access
Get Growth Plan
Scale
₹9,999/ month
For scaling businesses that need AI-powered finance visibility.
✓
Up to 25 clients
✓
AI finance alerts
✓
Contract renewals
✓
Cashflow intelligence
✓
Reimbursement tracker
✓
Priority support
Get Scale Plan
Custom
Let's Talk
For businesses with 25+ clients or custom workflows.
✓
25+ clients / custom limit
✓
Multi-entity setup
✓
Custom workflows
✓
Integrations / API
✓
Custom reports
✓
Dedicated onboarding
Call to Discuss

Free forever for up to 2 clients  ·  No credit card required  ·  Cancel paid plan anytime

FAQ

Questions answered
before you sign up.

Is the Free plan actually free forever?
Yes. The Free plan is free forever: no trial period, no credit card required, no automatic upgrade. You can manage up to 2 clients with vendor tracking, invoice tracking, receivables/payables view and basic reminders. Upgrade only when you need more clients or advanced features.
Is MoneyGence only for agencies?
No. MoneyGence is built for all service businesses: marketing agencies, production houses, consulting firms, IT services, event companies, design studios, law firms, architecture firms and any founder-led company where clients, vendors, invoices and cashflow move every day. Agencies are one example, not the only audience.
Can my CA use MoneyGence?
Yes. MoneyGence generates CA-ready reports including GST summaries, P&L statements, balance sheets and vendor expense reports. You can export data in formats your CA can use directly, reducing the time you spend compiling financial data every quarter.
How does bank reconciliation work?
Upload your bank statement as a PDF or CSV. MoneyGence automatically matches entries against your invoices and vendor payments, highlights unmatched transactions and identifies gaps. Works with HDFC, ICICI, SBI, Axis, Kotak and any other Indian bank statement format.
Is my financial data secure?
Yes. All data is encrypted at rest and in transit using AES-256 encryption. Every action is logged with a full audit trail. Role-based access ensures your team sees only what they need to. We follow GST compliance guidelines and maintain 99.9% uptime with automated daily backups.
When should I upgrade from Free to a paid plan?
Upgrade when you need more than 2 clients, or when you need GST invoice tracking, payment follow-up workflows, bank reconciliation, approval workflows or AI cashflow alerts. The Free plan is designed to build the habit. Paid plans are designed to scale it.
How quickly can I get started?
Sign up in under 2 minutes. Add your first client and create your first invoice in under 5 minutes. No installation, no complex setup, no IT team required. MoneyGence is a web-based platform that works on any device from day one.
Start Free Forever 📅 Book 20-Min Demo
Start Free Today

Start free, add 2 clients, and replace
scattered finance with one command centre.

Stop managing business finance across Excel, WhatsApp and memory. MoneyGence gives service businesses (agencies, consultants, production houses, IT firms and more) one intelligent workspace for clients, vendors, invoices, payments and cashflow.

Start Free Forever, No Card Needed 📅 Book 20-Min Demo

Free forever for up to 2 clients  ·  No credit card required  ·  Upgrade as you grow

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